I am currently monitoring my ****** report from the * ****** bureaus. I filed ****ruptcy almost 2 years ago and I currently have no balances on any of the 4 ****** cards I have and have never been late on a payment to them. I monitor my ****** report with Experian and I now have a 620 ****** score. With experian I have seen a steady increase in my ****** score since I filed my ****ruptcy. With the other two agencies, I haven't seen much of a change. What should I need to do now need some s***estions?